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Mutual Fund Investments & SIP
Invest with confidence by building a well-balanced and diversified investment portfolio with Mutual Funds. Whether you are a seasoned or a first-time investor, Mutual funds are an affordable and low-risk gateway to investing and potentially growing your wealth.
Mutual Funds are professionally managed investment vehicles in which capital is pooled from many investors to invest in multiple stocks, commodities, bonds and other asset classes across various geographies, investment themes and industry sectors. Citi offers a wide selection of Mutual Funds to match diverse risk and return profiles.
Alternatively, you can also choose to invest in Mutual Funds through a Systematic Investment Plan (SIP). A SIP allows you to invest through smaller instalments at monthly intervals. SIPs can be an ideal option if you don’t prefer to invest a lump sum. Mutual funds can be traded online 24x7 at Citi Online (under Investments > Mutual funds) at competitive prices.
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Please follow below steps to get started!
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Step 1
Open an Investment Account if you don’t have one yet!
Step 2
Set Up or Renew Investor Profile
Step 3
Buy & Sell Mutual Funds
View and compare all funds in one platform through the
View the latest mutual funds list by
- List of Mutual Funds
- Systematic Investment Plan
- Key Fact Statement for Mutual Funds
A systematic Investment Plan (SIP) is designed to help you accumulate wealth by investing in mutual funds through small fixed contributions on a monthly basis. Once SIP is set up, monthly contributions are automatically deducted from your bank account each month on a chosen date over a period of 36 months.
Some benefits of a SIP are that;
- You don't have to time the market. Investing systematically means you buy fewer units when markets are priced high and more units when the markets are priced low.
- You can choose from various funds spread across different asset classes.
- No exit/surrender charges in case you wish to cancel SIP and stop making contribution before 36 months elapse.
- You don't have to wait to have a lump sum nor do you have to alter your lifestyle as you can pick a monthly investment amount that suits your budget.
Click here to view the Key Fact Statement for Mutual Funds.
For further information
Click here for Mutual Funds.
Click here for alternative Mutual Funds.
Frequently Asked Questions
Mutual Funds are a category of investment schemes where investors contribute funds together to invest in a range of assets. The pool of funds thus formed, is typically invested in financial securities like shares, bonds, money-market instruments, and similar other asset classes. The responsibility of managing mutual funds rests with professional money managers who ensure potential returns for the investors by allocating assets to their investment portfolio.
Mutual funds are diversified funds; that is, the investments are allocated to different asset classes and are not focused on individual stocks. To simplify, mutual funds do not invest money in a single company or industry, rather they invest in different securities, thereby minimizing the investor’s portfolio risk. Hence, mutual funds can be classified as a potentially good investment option.
Mutual funds can be categorized as follows:
Equity Funds – As the name suggests, this category of mutual fund invests primarily in stocks and is known as equity funds. This asset class can be both actively and passively managed and is typically categorized based on the company size, demography, and the investment style of the holdings in the portfolio.
Bond Funds – Bond funds are comparatively less risky than equity funds. Also known as debt funds or fixed-income funds, bond funds aim to generate fixed monthly income for investors by investing in government, municipal, corporate, and convertible bonds which are comparatively less risky and secured.
Balanced Funds – This category of mutual funds is synonymously known as hybrid funds. They comprise of both debt component and stock or equity component in a single portfolio with a specific ratio for each. These mutual funds diversify investment of the investors, thereby reducing their portfolio risk.
Money Market Funds – Money market mutual funds refer to fixed-income mutual funds that can be categorized as low-risk investments. These investments are typically made in cash, cash equivalent securities, or high-credit-rating, debt-based securities with a short-term maturity. The primary goal of money market funds is to provide high liquidity to investors with a lower level of risk.
Disclaimer
This website does not constitute any offer or solicitation to buy or sell. Investors should refer to the relevant offering document(s) for detailed information and applicable terms & conditions prior to subscription. Investment products are not bank deposits or obligations or guaranteed by Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries unless specifically stated. Investment products are not insured by government or governmental agencies. Investment and Treasury products are subject to Investment risk, including possible loss of principal amount invested. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments and/or treasury products denominated in foreign (non-local) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors home currency. Investment and Treasury products are not available to U.S. persons. All applications for investments and treasury products are subject to Terms and Conditions of the individual investment and Treasury products. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Customer understands that Citibank does not provide legal and/or tax advise and are not responsible for advising him/her on the laws pertaining to his/her transaction. Citibank UAE does not provide continuous monitoring of existing customer holdings.
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Citibank, N.A. - UAE Branch is licensed by the Central Bank of the UAE as a branch of a foreign bank.
Citibank N.A. UAE is licensed with UAE Securities and Commodities Authority (“SCA”) to undertake the financial activity as a Promoter under license number 602003.
Copyright © 2024 Citigroup Inc.