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Long Term Investments

Diversify your investments across geographies and prepare long-term investment plans based on your risk and return objectives.

Long-term investments are investments that are continued for a longer span, typically for a period of 3, 5, or 10 years.

These investments help in the diversification of investment portfolios.

Long-term investments can help ride out market fluctuations.

Long-term Investment Options Offered by Citigold

Citigold offers its customers an array of long-term investment options that can help them fulfill their financial goals. The following are the long-term investment options offered by Citigold:

Fixed Income Securities– Investors receive a fixed amount of interest over a particular frequency (typically annually or bi-annually).

Time deposits– It is a fixed amount investment with a pre-set date of maturity and offers investors a fixed amount of interest upon the end of the term.

Mutual Funds– It is an investment product that consists of a portfolio of stocks, bonds, or other securities. It offers investors diversified and professionally managed portfolios.

Structured Notes– It is a debt security issued to customers. It usually comprises a fixed-income component and a derivate component.

Bonds are fixed income securities that offer regular income and play a significant role in providing stability to your portfolio. Whether you want to build your wealth or diversify your investment portfolio, bonds are an attractive investment avenue that can fulfil both objectives.

At Citi, you get access to a wide selection of bonds issued by reputable organizations from around the world. Choose from a variety of credit ratings based on your risk appetite and investment objectives. Investing in bonds will potentially help you secure a steady income and an opportunity for capital appreciation.

Enjoy a wide selection of bonds issued by reputable organizations worldwide with tenors and currency denominations to achieve your long term investment goals.

  • Fixed Rate Bonds - These bonds pay the same amount of interest for their entire tenure.
  • Floating Rate Bonds - These bonds have a variable interest rate that are typically tied to market interest rates. When the reference market interest rate increases, the interest return may increase accordingly and vice versa
  • Zero Coupon Bonds - A zero coupon bond makes no periodic interest payment, but instead it is usually offered at a discount from its face value. The return will be reflected from the gradual appreciation of the bond which is redeemed at face value on maturity date

Product disclaimers

This website does not constitute any offer or solicitation to buy or sell. Investors should refer to the relevant offering document(s) for detailed information and applicable terms & conditions prior to subscription. Investment products are not bank deposits or obligations or guaranteed by Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries unless specifically stated. Investment products are not insured by government or governmental agencies. Investment and Treasury products are subject to Investment risk, including possible loss of principal amount invested. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments and/or treasury products denominated in foreign (non-local) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors home currency. Investment and Treasury products are not available to U.S. persons. All applications for investments and treasury products are subject to Terms and Conditions of the individual investment and Treasury products. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Customer understands that Citibank does not provide legal and/or tax advise and are not responsible for advising him/her on the laws pertaining to his/her transaction. Citibank UAE does not provide continuous monitoring of existing customer holdings.

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