Card Services
To learn more about the rewards you can enjoy, kindly select your credit card. Not yet a Citi Credit Card holder?
- REWARDS CARDS
- EMIRATES-CITIBANK CARDS
- CASH BACK CARD
- CITI PREMIERMILES
- CITI LIFE
CITI PRESTIGE
-
Pay with Points
-
Cash Rebate
-
Points Transfer
-
Cash For Points
Pay first, then offset your purchases with your points or miles after!
Enjoy the freedom of redeeming your Points/Miles with Pay with Points. Learn how you can offset your purchases easily using your accumulated Points/Miles via the following channels:
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
- Login Citi Mobile® App.
Step 2
- Select you Credit Card
Step 3
- View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
- A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
- Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
- Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
40
ThankYou Points / Citi Miles
AED 1
Click here for Citi Rewards Terms & Conditions
Min. Transaction Amount: AED 100
Min ThankYou Points: 4,000
Max No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Step 1
- Pay for your purchases with your Citi Credit Card as usual
Step 2
- A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
- Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
- A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
70
ThankYou Points / Citi Miles
AED 1
Click here for Citi Rewards Terms & Conditions
Min. Transaction Amount: AED 100
Min. ThankYou Points: 7,000
Turnaround Time (Statement Credit): 3 business days
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
- Login Citi Mobile® App.
Step 2
- Select you Credit Card
Step 3
- Click View Rewards
Step 4
- Click on Cash Rebate button
Step 5
- Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
- Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
45
ThankYou Points / Citi Miles
AED 1
Click here for Citi Rewards Terms & Conditions
Min. ThankYou Points: 900
Turnaround Time (Statement Credit): 3 business days.
Points Transfer
Transfer your ThankYou® Points to participating loyalty programs, giving you competitive conversion rates without being tied down to any given program.
Conversion rates (number of ThankYou Points for 1 partner mile/point) for Citi Prestige:
All other participating loyalty programs = 1 : 1
How to transfer your ThankYou® Points to our airline and hotel partners
- Login to Citi Mobile® App
- Select your Credit Card
- Click View Rewards
- Click on ‘Points Transfer’ option
- Pick the loyalty program where you want to redeem rewards
- Select the miles that you would like to convert using the slider provided
- On the next page, enter your membership number for the loyalty program and click ‘Transfer Now’
- On the confirmation screen, you will see additional information on when miles will be transferred to your account
You will receive an email stating the details of your redemption request. It may take up to 14 working days to see the points reflect in your partner loyalty account.
Cash For Points
ThankYou® Points can be used to get a cash rebate on all kinds of travel-related spend made on your Citi Prestige Credit Card, with the cash for Points redemption option.
This means you can use your ThankYou® Points for purposes above and beyond our official partners. Fly for free with any airline or enjoy free hotel stays, ferry trips and more around the world. 15,000 ThankYou® Points can be redeemed for AED 500 on any travel-related purchases
How does it work?
In 3 easy steps you can get cashback on your travel related spend
How to redeem your ThankYou® Points for Cash for Points
- Click here to redeem your ThankYou® Points using the Cash for Points facility
- Complete the Cash for Points request form and confirm
Cash for Points request can be made for amounts of AED 500 or above, at any time within 60 days of your travel related transaction. It may take up to 5 working days for you to see the statement credit reflect on your credit card.
CITI PREMIER
-
Pay with Points
-
Cash Rebate
-
Points Transfer
-
Cash For Points
Pay first, then offset your purchases with your points or miles after!
Enjoy the freedom of redeeming your Points/Miles with Pay with Points. Learn how you can offset your purchases easily using your accumulated Points/Miles via the following channels:
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
- Login Citi Mobile® App.
Step 2
- Select you Credit Card
Step 3
- View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
- A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
- Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
- Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
40
ThankYou Points / Citi Miles
AED 1
Click here for Citi Rewards Terms & Conditions
Min. Transaction Amount: AED 100
Min ThankYou Points: 4,000
Max No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Step 1
- Pay for your purchases with your Citi Credit Card as usual
Step 2
- A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
- Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
- A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
70
ThankYou Points / Citi Miles
AED 1
Click here for Citi Rewards Terms & Conditions
Min. Transaction Amount: AED 100
Min. ThankYou Points: 7,000
Turnaround Time (Statement Credit): 3 business days
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
- Login Citi Mobile® App.
Step 2
- Select you Credit Card
Step 3
- Click View Rewards
Step 4
- Click on Cash Rebate button
Step 5
- Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
- Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
45
ThankYou Points / Citi Miles
AED 1
Click here for Citi Rewards Terms & Conditions
Min. ThankYou Points: 900
Turnaround Time (Statement Credit): 3 business days.
Points Transfer
Transfer your ThankYou® Points to participating loyalty programs, giving you competitive conversion rates without being tied down to any given program.
Conversion rates (number of ThankYou Points for 1 partner mile/point) for Citi Prestige:
All other participating loyalty programs = 1 : 1
How to transfer your ThankYou® Points to our airline and hotel partners
- Login to Citi Mobile® App
- Select your Credit Card
- Click View Rewards
- Click on ‘Points Transfer’ option
- Pick the loyalty program where you want to redeem rewards
- Select the miles that you would like to convert using the slider provided
- On the next page, enter your membership number for the loyalty program and click ‘Transfer Now’
- On the confirmation screen, you will see additional information on when miles will be transferred to your account
You will receive an email stating the details of your redemption request. It may take up to 14 working days to see the points reflect in your partner loyalty account.
Cash For Points
ThankYou® Points can be used to get a cash rebate on all kinds of travel-related spend made on your Citi Prestige Credit Card, with the cash for Points redemption option.
This means you can use your ThankYou® Points for purposes above and beyond our official partners. Fly for free with any airline or enjoy free hotel stays, ferry trips and more around the world. 15,000 ThankYou® Points can be redeemed for AED 500 on any travel-related purchases
How does it work?
In 3 easy steps you can get cashback on your travel related spend
How to redeem your ThankYou® Points for Cash for Points
- Click here to redeem your ThankYou® Points using the Cash for Points facility
- Complete the Cash for Points request form and confirm
Cash for Points request can be made for amounts of AED 500 or above, at any time within 60 days of your travel related transaction. It may take up to 5 working days for you to see the statement credit reflect on your credit card.
CITI REWARDS
-
Pay with Points
-
Cash Rebate
Pay first, then offset your purchases with your points or miles after!
Enjoy the freedom of redeeming your Points/Miles with Pay with Points. Learn how you can offset your purchases easily using your accumulated Points/Miles via the following channels:
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
- Login Citi Mobile® App.
Step 2
- Select you Credit Card
Step 3
- View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
- A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
- Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
- Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
40
ThankYou Points / Citi Miles
AED 1
Click here for Citi Rewards Terms & Conditions
Min. Transaction Amount: AED 100
Min ThankYou Points: 4,000
Max No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Step 1
- Pay for your purchases with your Citi Credit Card as usual
Step 2
- A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
- Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
- A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
70
ThankYou Points / Citi Miles
AED 1
Click here for Citi Rewards Terms & Conditions
Min. Transaction Amount: AED 100
Min. ThankYou Points: 7,000
Turnaround Time (Statement Credit): 3 business days
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
- Login Citi Mobile® App.
Step 2
- Select you Credit Card
Step 3
- Click View Rewards
Step 4
- Click on Cash Rebate button
Step 5
- Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
- Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
45
ThankYou Points / Citi Miles
AED 1
Click here for Citi Rewards Terms & Conditions
Min. ThankYou Points: 900
Turnaround Time (Statement Credit): 3 business days.
Emirates-Citibank Ultima Mastercard
EMIRATES-CITIBANK ULTIMA VISA
EMIRATES-CITIBANK ULTIMATE
EMIRATES-CITIBANK WORLD/TITANIUM
EMIRATES-CITIBANK GOLD
EMIRATES-CITIBANK SILVER
CITI PREMIERMILES ELITE
-
Pay with Points
-
Cash Rebate
-
Points Transfer
-
Cash For Miles
Pay first, then offset your purchases with your points or miles after!
Whether it's through an SMS or Citibank Online, there are so many ways to get the things you love without cash!
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
40
ThankYou Points / Citi Miles
AED 1
Min. Transaction Amount: AED 100
Min. Premier Miles: 4,000
Max. No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Step 1
Pay for your purchases with your Citi Credit Card as usual
Step 2
A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
70
ThankYou Points / Citi Miles
AED 1
Min. Transaction Amount: AED 100
Min. Premier Miiles: 7,000
Turnaround Time (Statement Credit): 3 business days.
Click here for Citi Rewards Terms & Conditions.
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
Click View Rewards
Step 4
Click on Cash Rebate button
Step 5
Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
45
ThankYou Points / Citi Miles
AED 1
Min. Premier Miles: 900
Turnaround Time (Statement Credit): 3 business days.
Click here for Citi Rewards Terms & Conditions.
Points Transfer
Transfer your ThankYou® Points to participating travel loyalty programs to redeem for flights, hotel stays and more on a 1:1 basis with select partners, giving you the best conversion rates without being tied down to any given program.
Citi Premier Etihad Guest Miles conversion rate is 1.5:1
Skywards Miles (Emirates/flydubai) conversion rate is 2.5:1 for Citi Prestige and Citi Premier credit cards
Points requirement stated is based on information available on our partner airlines official website as of April 1, 2015 and is subject to change.
You can also transfer your Citi Miles to one of the below Hotel partners and enjoy free room night stays, room upgrades or dining/ spa vouchers.
How to transfer your ThankYou® Points to our airline and hotel partners
- Login to Citi Mobile® App
- Select your Credit Card
- Click View Rewards
- Click on ‘Points Transfer’ option
- Pick the loyalty program where you want to redeem rewards
- Select the miles that you would like to convert using the slider provided
- On the next page, enter your membership number for the loyalty program and click ‘Transfer Now’
- On the confirmation screen, you will see additional information on when miles will be transferred to your account
You will receive an email stating the details of your redemption request. It may take up to 14 working days to see the points reflect in your partner loyalty account.
Cash For Miles
Citi Miles can be used to get a cash rebate on all kinds of travel-related spend made on your Citi PremierMiles Credit Card, with the cash for Miles redemption option.
This means you can use your Citi Miles for purposes above and beyond our official partners. Fly for free with any airline or enjoy free hotel stays, ferry trips and more around the world.
30 Citi Miles can be redeemed for AED 1 on any travel-related purchases. (Offset a minimum of AED 500 with just 15,000 Citi Miles).
How does it work?
In 3 easy steps you can get cashback on your travel related spend
How to redeem your ThankYou® Points for Cash for Points
- Click here to redeem your ThankYou® Points using the Cash for Points facility
- Complete the Cash for Points request form and confirm
Cash for Points request can be made for amounts of AED 500 or above, at any time within 60 days of your travel related transaction. It may take up to 5 working days for you to see the statement credit reflect on your credit card.
CITI PREMIERMILES SIGNATURE
-
Pay with Points
-
Cash Rebate
-
Points Transfer
-
Cash For Points
Pay first, then offset your purchases with your points or miles after!
Whether it's through an SMS or Citibank Online, there are so many ways to get the things you love without cash!
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
40
ThankYou Points / Citi Miles
AED 1
Min. Transaction Amount: AED 100
Min. Premier Miles: 4,000
Max. No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Step 1
Pay for your purchases with your Citi Credit Card as usual
Step 2
A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
70
ThankYou Points / Citi Miles
AED 1
Min. Transaction Amount: AED 100
Min. Premier Miiles: 7,000
Turnaround Time (Statement Credit): 3 business days.
Click here for Citi Rewards Terms & Conditions.
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
Click View Rewards
Step 4
Click on Cash Rebate button
Step 5
Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
45
ThankYou Points / Citi Miles
AED 1
Min. Premier Miles: 900
Turnaround Time (Statement Credit): 3 business days.
Click here for Citi Rewards Terms & Conditions.
Points Transfer
Transfer your ThankYou® Points to participating travel loyalty programs to redeem for flights, hotel stays and more on a 1:1 basis with select partners, giving you the best conversion rates without being tied down to any given program.
Citi Premier Etihad Guest Miles conversion rate is 1.5:1
Skywards Miles (Emirates/flydubai) conversion rate is 2.5:1 for Citi Prestige and Citi Premier credit cards
Points requirement stated is based on information available on our partner airlines official website as of April 1, 2015 and is subject to change.
You can also transfer your Citi Miles to one of the below Hotel partners and enjoy free room night stays, room upgrades or dining/ spa vouchers.
How to transfer your ThankYou® Points to our airline and hotel partners
- Login to Citi Mobile® App
- Select your Credit Card
- Click View Rewards
- Click on ‘Points Transfer’ option
- Pick the loyalty program where you want to redeem rewards
- Select the miles that you would like to convert using the slider provided
- On the next page, enter your membership number for the loyalty program and click ‘Transfer Now’
- On the confirmation screen, you will see additional information on when miles will be transferred to your account
You will receive an email stating the details of your redemption request. It may take up to 14 working days to see the points reflect in your partner loyalty account.
Cash For Miles
Citi Miles can be used to get a cash rebate on all kinds of travel-related spend made on your Citi PremierMiles Credit Card, with the cash for Miles redemption option.
This means you can use your Citi Miles for purposes above and beyond our official partners. Fly for free with any airline or enjoy free hotel stays, ferry trips and more around the world.
30 Citi Miles can be redeemed for AED 1 on any travel-related purchases. (Offset a minimum of AED 500 with just 15,000 Citi Miles).
How does it work?
In 3 easy steps you can get cashback on your travel related spend
How to redeem your ThankYou® Points for Cash for Points
- Click here to redeem your ThankYou® Points using the Cash for Points facility
- Complete the Cash for Points request form and confirm
Cash for Points request can be made for amounts of AED 500 or above, at any time within 60 days of your travel related transaction. It may take up to 5 working days for you to see the statement credit reflect on your credit card.
CITI PREMIERMILES ELITE
-
Pay with Points
-
Cash Rebate
-
Points Transfer
-
Cash For Points
Pay first, then offset your purchases with your points or miles after!
Whether it's through an SMS or Citibank Online, there are so many ways to get the things you love without cash!
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
40
ThankYou Points / Citi Miles
AED 1
Min. Transaction Amount: AED 100
Min. Premier Miles: 4,000
Max. No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Step 1
Pay for your purchases with your Citi Credit Card as usual
Step 2
A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
70
ThankYou Points / Citi Miles
AED 1
Min. Transaction Amount: AED 100
Min. Premier Miiles: 7,000
Turnaround Time (Statement Credit): 3 business days.
Click here for Citi Rewards Terms & Conditions.
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
Click View Rewards
Step 4
Click on Cash Rebate button
Step 5
Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
45
ThankYou Points / Citi Miles
AED 1
Min. Premier Miles: 900
Turnaround Time (Statement Credit): 3 business days.
Click here for Citi Rewards Terms & Conditions.
Points Transfer
Transfer your ThankYou® Points to participating travel loyalty programs to redeem for flights, hotel stays and more on a 1:1 basis with select partners, giving you the best conversion rates without being tied down to any given program.
Citi Premier Etihad Guest Miles conversion rate is 1.5:1
Skywards Miles (Emirates/flydubai) conversion rate is 2.5:1 for Citi Prestige and Citi Premier credit cards
Points requirement stated is based on information available on our partner airlines official website as of April 1, 2015 and is subject to change.
You can also transfer your Citi Miles to one of the below Hotel partners and enjoy free room night stays, room upgrades or dining/ spa vouchers.
How to transfer your ThankYou® Points to our airline and hotel partners
- Login to Citi Mobile® App
- Select your Credit Card
- Click View Rewards
- Click on ‘Points Transfer’ option
- Pick the loyalty program where you want to redeem rewards
- Select the miles that you would like to convert using the slider provided
- On the next page, enter your membership number for the loyalty program and click ‘Transfer Now’
- On the confirmation screen, you will see additional information on when miles will be transferred to your account
You will receive an email stating the details of your redemption request. It may take up to 14 working days to see the points reflect in your partner loyalty account.
Cash For Miles
Citi Miles can be used to get a cash rebate on all kinds of travel-related spend made on your Citi PremierMiles Credit Card, with the cash for Miles redemption option.
This means you can use your Citi Miles for purposes above and beyond our official partners. Fly for free with any airline or enjoy free hotel stays, ferry trips and more around the world.
30 Citi Miles can be redeemed for AED 1 on any travel-related purchases. (Offset a minimum of AED 500 with just 15,000 Citi Miles).
How does it work?
In 3 easy steps you can get cashback on your travel related spend
How to redeem your ThankYou® Points for Cash for Points
- Click here to redeem your ThankYou® Points using the Cash for Points facility
- Complete the Cash for Points request form and confirm
Cash for Points request can be made for amounts of AED 500 or above, at any time within 60 days of your travel related transaction. It may take up to 5 working days for you to see the statement credit reflect on your credit card.
CITI LIFE PLATINUM MASTERCARD
-
Pay with Points
-
Cash Rebate
Pay first, then offset your purchases with your points or miles after!
Whether it's through an SMS or Citibank Online, there are so many ways to get the things you love without cash!
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
223
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDollars: 22,300
Max. No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Step 1
Pay for your purchases with your Citi Credit Card as usual
Step 2
A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
600
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDolars: 60,000
,Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
Click View Rewards
Step 4
Click on Cash Rebate button
Step 5
Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
300
CitiDollars
AED 1
Min. CitiDollars: 6,000
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
CITI LIFE WORLD ELITE MASTERCARD
-
Pay with Points
-
Cash Rebate
Pay first, then offset your purchases with your points or miles after!
Whether it's through an SMS or Citibank Online, there are so many ways to get the things you love without cash!
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
223
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDollars: 22,300
Max. No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Step 1
Pay for your purchases with your Citi Credit Card as usual
Step 2
A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
600
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDolars: 60,000
,Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
Click View Rewards
Step 4
Click on Cash Rebate button
Step 5
Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
300
CitiDollars
AED 1
Min. CitiDollars: 6,000
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
CITI LIFE PLATINUM VISA
-
Pay with Points
-
Cash Rebate
Pay first, then offset your purchases with your points or miles after!
Whether it's through an SMS or Citibank Online, there are so many ways to get the things you love without cash!
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
223
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDollars: 22,300
Max. No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Step 1
Pay for your purchases with your Citi Credit Card as usual
Step 2
A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
600
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDolars: 60,000
,Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
Click View Rewards
Step 4
Click on Cash Rebate button
Step 5
Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
300
CitiDollars
AED 1
Min. CitiDollars: 6,000
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
CITI LIFE INFINITE
-
Pay with Points
-
Cash Rebate
Pay first, then offset your purchases with your points or miles after!
Whether it's through an SMS or Citibank Online, there are so many ways to get the things you love without cash!
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
223
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDollars: 22,300
Max. No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Step 1
Pay for your purchases with your Citi Credit Card as usual
Step 2
A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
600
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDolars: 60,000
,Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
Click View Rewards
Step 4
Click on Cash Rebate button
Step 5
Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
300
CitiDollars
AED 1
Min. CitiDollars: 6,000
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
CITILIFE GOLD
-
Pay with Points
-
Cash Rebate
Pay first, then offset your purchases with your points or miles after!
Whether it's through an SMS or Citibank Online, there are so many ways to get the things you love without cash!
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
223
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDollars: 22,300
Max. No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Step 1
Pay for your purchases with your Citi Credit Card as usual
Step 2
A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
600
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDolars: 60,000
,Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
Click View Rewards
Step 4
Click on Cash Rebate button
Step 5
Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
300
CitiDollars
AED 1
Min. CitiDollars: 6,000
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
CITI LIFE SILVER
-
Pay with Points
-
Cash Rebate
Pay first, then offset your purchases with your points or miles after!
Whether it's through an SMS or Citibank Online, there are so many ways to get the things you love without cash!
- Pay with Points via Citibank Mobile
- Pay with points via SMS
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
View and select any transaction under the list of transactions made on your Citi Credit Card.
Step 4
A "Pay with Points" or "Pay with Miles" button will be available for eligible transactions. Click on the respective button to proceed.
Step 5
Review and confirm the total number of Points/Miles to be redeemed and click on "Pay with Points" or "Pay with Miles".
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement of account. You can select up to 5 transactions per redemption request with Points/Miles
Conversion Rate
223
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDollars: 22,300
Max. No. of Transactions (in one session): 5
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Step 1
Pay for your purchases with your Citi Credit Card as usual
Step 2
A 'Pay with Points' SMS* will be sent to your mobile phone number registered with Citi with a link for you to redeem.
Step 3
Click on the link and select the full or partial transaction amount you wish to redeem for.
Step 4
A confirmation page will be displayed once the redemption is successful. The redemption will be reflected in your next card statement.
*If eligible, a Pay with Points SMS may be sent to your registered mobile number with Citibank. Please ensure to promptly update your registered mobile number if it changes. Citibank shall not be liable to any card holder or anyone else for any losses or damages arising from a Pay with Points SMS, including but not limited to non-delivery, delayed delivery, wrong delivery and/or partial delivery of any SMS.
Conversion Rate
600
CitiDollars
AED 1
Min. Transaction Amount: AED 100
Min. CitiDolars: 60,000
,Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
Redeem your hard-earned ThankYou® Points/ Points/ Miles for a Cash Rebate.
The Cash Rebate redemption program can be availed through the following redemption channels:
- Cash Rebate via Citibank Mobile
Step 1
Login Citi Mobile® App.
Step 2
Select you Credit Card
Step 3
Click View Rewards
Step 4
Click on Cash Rebate button
Step 5
Select the amount that you would like to convert using the slider provided and click Redeem Now
Step 6
Upon confirmation of successful redemption, a statement credit will be reflected in your next statement
Conversion Rate
300
CitiDollars
AED 1
Min. CitiDollars: 6,000
Turnaround Time (Statement Credit): 3 business days
Click here for Citi Rewards Terms & Conditions.
GOT A QUESTION?
Visit our Help Center for frequently asked questions, troubleshooting, video demos and more.
Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.
Disclaimer
Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae/tnc. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. Citi ThankYou® Rewards Program / Citi Rewards Program Terms and Conditions apply and are subject to change and are available upon request. For the current Citi ThankYou® Rewards Program / Citi Rewards Program Terms and Conditions, please click here. Citi ThankYou® Rewards Program / Citi Rewards Program Terms and Conditions are not applicable for Emirates – Citibank Credit Cards.
Click here to view fees and charges.
Copyright © 2024 Citigroup Inc.
Terms & Conditions:
I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www1.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www1.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Data Privacy (GDPR, LGPD & NZPA)*. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
*GDPR – General Data Protection Regulation ; *LGPD – Lei Geral de Proteção de Dados Pessoais ; *NZPA – New Zealand Privacy Act
Citibank is service mark of Citigroup Inc. or Citibank N.A., used and registered throughout the world.
Citibank NA UAE is registered with Central Bank of UAE under license numbers BSD/504/83 for Al Wasl Branch Dubai, 13/184/2019 for Mall of the Emirates Branch Dubai, BSD/2819/9 for Sharjah Branch, and BSD/692/83 for Abu Dhabi Branch. Tel.: 04 311 4000.
Citibank, N.A. - UAE Branch is licensed by the Central Bank of the UAE as a branch of a foreign bank.
Citibank N.A. UAE is licensed with UAE Securities and Commodities Authority (“SCA”) to undertake the financial activity of A) promotion under license number 20200000097 B) Trading broker in international markets under license number 20200000198.
Copyright © 2024 Citigroup Inc.