Keith J Fernandez

  • Why you need to know your net worth and how to increase it
    Jun 6, 2023 - Insurance

    Why you need to know your net worth and how to increase it

    When you’re planning for the future, it makes sense to assess your net worth and to understand its implications. The metric provides a snapshot of your current financial health.

  • Five Common Types of Fraud
    Sep 13, 2021 - Fraud

    Five Common Types of Fraud

    The internet has given us innumerable advantages – but digital connectivity also brings with it many risks. And as significant portions of our lives move online, from shopping and travel bookings to banking and investments, the likelihood of being targeted by scammers increases.

  • Easy investing tips for beginners in the UAE
    Aug 27, 2021 - Investment Tips

    Easy investing tips for beginners in the UAE

    The best time to start investing, the old adage goes, was 20 years ago. The second-best time is now.

  • What are the benefits of using a credit card online?
    Aug 24, 2021 - CREDIT CARD BENEFITS

    What are the benefits of using a credit card online?

    Credit card aren’t just safe and convenient for online shopping worldwide. They also help you earn rewards Credit cards have proved their worth over the past year as more people in the UAE have begun purchasing goods and services over the internet.

  • Should you take a personal loan for furnishings?
    Jul 14, 2021 - PERSONAL LOANS

    Should you take a personal loan for furnishings?

    Many of us have realized the importance of our home spaces over the past year. Extended periods of time within our homes have prompted many UAE residents to rethink their interiors.

  • Should UAE teenagers have credit cards?
    Jul 4, 2021 - MONEY TIPS

    Should UAE teenagers have credit cards?

    Credit cards can be a great way to teach teenagers about the importance of money. Although the very idea of putting a significant sum of money into an emotional young person’s hands may spark anxiety for some, teenagers can learn a lot about financial stability with a credit card.

  • 6 ways to scale back your expenses after taking a loan
    Jun 9, 2021 - PERSONAL LOANS

    6 ways to scale back your expenses after taking a loan

    For many UAE residents, loans are a fact of life. But that doesn’t mean you need to be stuck with loan repayments for life.

  • Small investments, big payoff: SIPs and their benefits
    Apr 29, 2021 - MONEY TIPS

    Small investments, big payoff: SIPs and their benefits

    Events of the past year have underscored the need for UAE residents to have emergency funds and personal savings accounts. When times get tough, the tough have money saved away.

  • 11 tips to rein in your spending this Ramadan
    Apr 15, 2021 - MONEY TIPS

    11 tips to rein in your spending this Ramadan

    Ramadan can see your spending spiral out of control, but a little discipline and some clever advance planning can keep your finances on track during the holy monthAs we saw last year, the pandemic can intensify what is already a challenging month in many ways.

  • Learn how to get pay off your Credit Card Debt
    Apr 8, 2021 - MONEY TIPS

    Learn how to get pay off your Credit Card Debt

    What is Credit Card Debt Credit card debt is the outstanding amount of money you owe to the credit card company for making purchases, balance transfers, or cash advances on your account. It is a form of revolving debt that allows you to borrow up to a pre-specified credit limit continuously, provided that you pay the outstanding balance on time.

  • Hit by bank fraud in the UAE? Here’s what to do next
    Mar 31, 2021 - Fraud

    Hit by bank fraud in the UAE? Here’s what to do next

    As we spend more time online on more platforms than ever before, scammers have found new ways to con us into parting with our money. This article explains what steps UAE residents can take if they are victims of bank fraud.

  • How to Pay Credit Card Bills
    Feb 25, 2021 - CREDIT CARD PAYMENT

    How to Pay Credit Card Bills

    Credit cards are almost a necessity of late-stage capitalism. Whether you use them to buy airline tickets or to pay for your everyday purchases, credit cards in the UAE are convenient, easy to use and often come with rewards such as cashback or air miles.

  • How to stay safe when banking online
    Jan 29, 2021 - Fraud

    How to stay safe when banking online

    10 tips to stay safe when banking online in the UAE Whether it’s paying your bills or sending money overseas, online banking has proved particularly convenient over the coronavirus pandemic. Managing your money over the internet is both safe and convenient in the UAE – provided you follow a few basic protocols.

  • 10 Tips for Safe Online Shopping & Avoiding Fraud
    Dec 28, 2020 - Fraud

    10 Tips for Safe Online Shopping & Avoiding Fraud

    With all of us spending more time than ever at home over recent months, we’ve also been living a greater proportion of our lives online. In October, a survey was carried out across several countries found that the impact of the COVID-19 pandemic has changed how we use e-commerce and digital solutions.

  • Guide to Set Financial Goals and achieve your Dreams
    Dec 25, 2020 - SAVINGS

    Guide to Set Financial Goals and achieve your Dreams

    What is Financial Freedom? You have probably heard of the term "financial freedom", but what exactly does it entail? The truth is, financial freedom can mean different things for everyone. For some, financial freedom can mean having the means to pursue a passion, while for others, it may involve building a nest egg for a comfortable retirement.

  • 5 types of insurance in the UAE
    Nov 24, 2020 - Insurance

    5 types of insurance in the UAE

    In many ways, 2020 has reminded us that there are few certainties in life. And as we have seen, those with paid-up insurance policies in place have generally fared better than those without – whether in the UAE or elsewhere.

  • Top 7 myths about Apple Pay busted
    Nov 3, 2020 - Digital Banking

    Top 7 myths about Apple Pay busted

    As a relative new payment system, there might still be some hesitancy in using Apple Pay. This article considers some common misconceptions around Apple Pay, and the truth behind them.

  • 6 Factors to Evaluate If Your Credit Card Application Is Rejected
    Oct 21, 2020 - APPLICATION REJECTION

    6 Factors to Evaluate If Your Credit Card Application Is Rejected

    Given the ease with which many UAE residents seem to be offered bank credit, it can be hard to understand why your loan or credit card application was vetoed, particularly since not all banks will share their reason for refusal. Yet, the reason may have nothing to do with you personally.

  • Why do credit scores matter in the UAE?
    Oct 1, 2020 - CREDIT SCORE

    Why do credit scores matter in the UAE?

    You know your age, your weight and perhaps even your blood cholesterol levels.

  • What are Mutual Funds?
    Aug 27, 2020 - INVESTMENTS

    What are Mutual Funds?

    Out of the many investment options available on the market, mutual funds can be a beneficial portfolio addition for investors looking to diversify their holdings. However, potential investors may not have an adequate understanding of how mutual funds work and hence, may end up passing on this investment opportunity altogether.

  • 7 questions to ask before taking a personal loan in the UAE
    Jul 14, 2020 - PERSONAL LOANS

    7 questions to ask before taking a personal loan in the UAE

    A personal loan can help you achieve your financial goals. But a number of factors determine how to go about picking the right loan.

  • A gift for every kind of father
    Jun 7, 2020 - SPECIAL DAYS

    A gift for every kind of father

    With Father’s Day around the corner, here’s a look at the best gift experiences for dads with different interests.

  • Eid Al Fitr around the world
    May 25, 2020 - EID AL FITR

    Eid Al Fitr around the world

    After a long month of fasting during Ramadan, Eid Al Fitr presents a festive respite for Muslims everywhere. Also called the Festival of Breaking the Fast – fitr translates to breakfast.

  • Social distancing during Ramadan and how to observe it
    Apr 30, 2020 - RAMADAN

    Social distancing during Ramadan and how to observe it

    Ramadan is traditionally considered a special time of the year, but current events in 2020 will shape the Islamic holy month in unprecedented ways. The global COVID-19 outbreak means that many usual events have been cancelled and traditions may be marked differently in line with health recommendations.


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