Card Services
Card Services
Online Services
No Questions found
VOX Cinema offer is only valid when at least 2 tickets for the same show are purchased. The 2nd ticket is offered complimentary when at least 2 tickets are purchased.
VOX offer is not automatically applied when you use your Citi card for ticket purchase.
To see the offer you have to log in as a VOX member. If you are not a VOX cinema member yet, please register for free on the VOX website or the app.
As a Citicard member and registered VOX user, you are only eligible for 2 or 4 complimentary movie tickets at VOX cinemas in a month depending on your card type. If you have already used your complimentary tickets for the month, you may not be able to apply a discount anymore.
To know how many free tickets you are eligible for, please click here(opens in a new tab), choose the card you hold and check.
If you cannot see the offer in spite of logging in, it could be due to peak hours and many people trying to book through the VOX website or the app.
Please try in a while or call our 24 hour Citiphone banking to assist you further.
Make sure you are logged in on the VOX website.
You need to have one of our Citi cards and the card needs to be active to use the lounge facility
The lounges that you can use are dependent on the card that you hold with Citi.
For a full list of lounges please click here:
www.citibank.ae/uae/consumer/credit_cards/lounge_access.htm(opens in a new tab)
Choose the card type and review the full list of lounges available
All Citi primary and supplementary cards entitle the card member to access the lounges
Certain card types allow the card member to take a guest along as well
For more information on this please click here:
www.citibank.ae/uae/consumer/credit_cards/lounge_access.htm(opens in a new tab)
Choose your card type and review your eligibility to take a guest along
Yes, a charge of USD 32 will be debited from your card for any additional guest per visit.
For a full list of lounges that you are entitled to use, please refer to our website:
www.citibank.ae/uae/consumer/credit_cards/lounge_access.htm(opens in a new tab)
Choose your card type and review your eligibility to use the lounge
If you are accessing one of our approved partner lounges and are still refused an entry after showing them the eligibility from the website:
'Write to us' from Citi Online or email us at uaeservice@citi.com so that we can investigate this with our lounge partner.
No. Unfortunately, you need to have the physical card to access the lounge. The representative at the lounge will need to swipe the card to allow access
Unfortunately the lounge does not have the ability to check whether you are a valid customer of the LoungeKey program without swiping your bank card.
Based on the card you hold with Citi, there is a list of approved lounges that you can use.
Please refer to our website:
www.citibank.ae/uae/consumer/credit_cards/lounge_access.htm(opens in a new tab)
Choose your card type and review your eligibility to use the lounge
Based on the card you hold with Citi, you might be eligible to take a guest along.
Please refer to our website:
www.citibank.ae/uae/consumer/credit_cards/lounge_access.htm(opens in a new tab)
Choose your card type and review your eligibility to take a guest along for free
No, Marhaba service is a complimentary service that is offered only to primary card holders only
As a primary card member and depending on the credit card type you hold with Citibank, you are eligible for up to 2 free Marhaba services per year for one person.
For all details on this offer, please click here:
www.citibank.ae/uae/consumer/credit_cards/Meetgreet.htm(opens in a new tab)
Depending on the credit card held by you with Citibank, you are eligible for up to 2 free Marhaba services per year for one person. If you are booking this service for more than one passenger, an additional charge is levied depending on your card type. For all details on this offer, please click here:
www.citibank.ae/uae/consumer/credit_cards/Meetgreet.htm(opens in a new tab)
All requests for a Marhaba service booking should be made at least 10 hours earlier.
Requests made lesser than 10 hours earlier will be honored with some additional charges.
All offers are made on a best effort basis only
Marhaba service is valid at all Dubai international airports - Terminal 1, 2, 3 and DWC.
You can do an instant payments to various service providers in UAE
DU Prepaid/ Postpaid
Etisalat Prepaid/ Postpaid
Salik
DEWA
SEWA
Etisalat Telephone No / Elife/ Evision DU Land Line |
9-digit telephone number/ Account number | 0432XXX31 |
Etisalat GSM/ WASEL/ WASEL Renewal/ Postpaid Mobile | 10-digit mobile number | 05012XXX67 |
Etisalat Internet DIALUP, BROADBAND / Al Shamil - home services | Account number | 440XXX456 |
Du Prepaid/ Postpaid Mobile | 10-digit mobile number | 05512XXX67 |
Salik | 8-digit account number with 4-digit PIN | 123XXX78 Pin: 6789 |
DEWA | 10-digit Contract Account number | 200XXX4567 |
SEWA | Customer number | 123XXX7890 |
Please note that all one time passwords will be sent to the mobile number registered with us on our records
If you are travelling, the password might not be delivered to you due to network issues. Restarting your phone will refresh the network connection and will help
If restarting doesn't help, please call our 24 hour Citiphone banking service on 04-3114000 and an officer will help you
If a supplementary card holder is facing the issue, please ensure that a mobile number (different from the primary) is updated on the supplementary profile
If you have updated your mobile number in the last 24 hours, a system refresh needs to happen before you start receiving one time passwords on your new number. If you need to refresh the number immediately, please call our 24 hour Citiphone banking service on 04-3114000 and an officer will help you.
You will have to wait for 24 hours before you start receiving your one time passwords on your new number. Once updated, your number needs to be refreshed on our systems before your one time passwords are sent.
If you need to have the system refreshed immediately, please call our 24 hour Citiphone banking service and an officer will help refresh the number immediately.
If you have a supplementary card and a number is not updated on the supplementary profile, you might see double alerts. Please ensure that you update the supplementary number on our records. The supplementary card holder can log in to Citi Online and update the number there or the primary card holder can write to us from Citi Online with the new phone number details.
Yes, you can book your eligible transactions in to an Easy Installment Plan
Most transactions which are over AED. 100 can be booked into Easy Installment Plan. For a list of eligible transactions:
Yes, transactions made on a supplementary card can be booked into Easy Installment plans
However, only the primary card holder can authorize the booking
No, Only the primary cardmember can authorize account activity.
As the primary is responsible for payments on the card, we can only allow the primary card holder to authorize booking any plans or loans.
Your card could be on a payment related block or the card could be over limit.
You may not be able to convert a payment into an EIP on your statement date.
For further assistance, please call our 24 hour Citiphone banking on 04-3114000 and an agent will be happy to assist you.
Only retail purchases are eligible to be converted into Easy Installment Plans.
Cash transactions, transaction made at exchange houses and financial institutions cannot be converted into EIP.
You can convert a transaction into an EIP on Citi online once it is posted on your card and before your statement is generated.
For further details, please call our 24 hour Citiphone banking on 04-3114000 and an agent will be happy to assist you.
0% EPP is offered is only at specific partners. Please visit our website(opens in a new tab) to know more about the partners who offer 0% Easy Installment Plans
No, a 0% Easy Installment Plan can only be booked when the purchase invoice/ Invoice number is produced.
However, you can still book a regular EPP.
Simply call our Citiphone banking service on 04-3114000.
As mentioned in the terms of the plan, in case you choose to settle your installment plan before the chosen tenor you will be charged 1% early settlement fee on the unbilled portion of the principal amount plus accrued interest till the date the loan is active.
Yes, you can change the tenor of your existing EPP. Please call our 24 hour Citiphone banking service on 04-3114000 and an agent will be happy to assist you
Minimum Payment Due is calculated as 2.74% of the current balance on Statement of Account, plus, if applicable
If your Current Balance is less than AED 100, then your Minimum Payment Due will be equal to your Current Balance
A late payment fee is charged to you in the following scenarios.
The late fee is levied in addition to the interest on the outstanding amount at Citibank's Credit Card interest rate which you can find in our website: www.citibank.ae(opens in a new tab) within the "Rates & Fees" section listed on Citi UAE homepage, in the bar right at the top.
If you are a Simplicity card customer, you will not be charged a Late Fee
If the total outstanding balance on the card exceeds the credit limit at any time, or if the current balance as shown in the statement exceeds the credit limit, with the exception of an excess arising due to Instaloan, an over limit fee will be charged to the cardmember.
The total outstanding balance and the current balance will include outstanding purchases, cash advance and any interest, charges or fees levied on the card account.
If you are a Simplicity card customer, you will not be charged an Over Limit Fee.
If you do not pay the full amount due or make partial payment, interest will be charged and shown in the next statement date. This is calculated individually on each transaction from the respective transaction date to the next statement date.
Finance Charges will also be applied to purchases made in the current cycle, from the transaction date until payment in full of all outstanding amounts.
Interest will not be charged on purchases for up to 52 days, from purchase date, if you pay the full balance by the Payment Due Date, depending on the date of the purchase.
Interests will be charged on Cash Advances and other installment products from the date of such transaction occurring.
When you take a Cash Advance from a branch or ATM you will be charged a Cash Advance Fee.
This is in addition to interest charged on the amount withdrawn from the date of withdrawal.
If you are a Simplicity card customer, you will not be charged a Cash Advance Fee.
In any given month, a Citi Card member is only entitled to earn miles / points for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit shall not be entitled to earn miles / points during that month. A 'month' as stated in this clause is the timeframe transpiring between each statement date.
Purchases made at grocery stores/supermarkets and real estate related merchants are entitled to earn 50% Skywards Miles. These Terms and Conditions may change time to time and most updated information can be found on "Skywards Miles Terms and Conditions" in our website www.citibank.ae(opens in a new tab) within the Credit Card / Emirates - Citibank section.
Skywards Miles will not be awarded in selected categories of purchases:
Your Credit Report is a snapshot of all the borrowings and credit products you may have ever requested or held with any bank or financial institution operating in the UAE. When you apply for credit - whether for a credit card, an auto loan, a mortgage etc. - lenders are mandated to consult the AECB Credit Report to evaluate your ability to borrow and understand the potential risk associated to the application.
Banks and Financial Institutions, each within their risk appetite boundaries, analyze the healthiness of a Credit Report (the level of exposure, the repayment history, etc.) when making a decision on providing credit. A healthy credit report with timely payments, balanced level of indebtedness, wise usage of credit, etc. favors your ability to get new or additional credit.
The information in a customer’s credit report is provided by all financial institutions that the customer requests or holds credit with in the UAE, as required by Federal Law, in addition to other sources such as telecom companies and utilities.
Credit reports issued by the Bureau include details about consumers’ debt levels, financial obligations, credit payments history and default payments for the past 24 months.
Customers can get their Credit Report anytime and anywhere using Al Etihad Credit Bureau (AECB) online services or the AECB mobile application. The app is available for both iOS and Android users on Apple and Google stores. To download, please use links below or visit aecb.gov.ae
From the app the client can select the report type and complete the payment. And they will receive the report via email within minutes. Alternatively, clients can visit Customer Happiness Centers from Sunday to Thursday: 8:00am to 3:30pm and Saturday: 9:00am to 12:30pm to request a report, charges will also apply for this option. For more details, please visit www.aecb.gov.ae(opens in a new tab).
Towards the end of your credit report there is a section called “Credit Providers” in this section each provider (bank, telecommunications company etc.) will be assigned a provider number (3 digital alpha numeric code) which is listed beside the Provider Description (company name). This same provider number will show beside the application or credit facility and this is how you will know which provider a particular application or facility relates to
If you have applied unsuccessfully for a credit facility, this application will continue to show under the applications section or your credit report. However, only successful applications will appear in the Credit Facility section of your report. Rejected applications cannot be removed entirely from the report as the application was made, regardless of outcome, and Citi must report in alignment with the Credit Reporting Guidelines as stipulated by the AECB.
Disbursed status means the loan or card has been approved. Funds have been disbursed by the provider bank
Requested status means the loan or card has been requested by the customer via an application. If an application is successful it will move to “Disbursed” status. If you continue to see an application under ‘Requested’ status on your latest Credit report, even though it has been decizioned (approved, cancelled or rejected) please feel free to reach out to us.
We are committed to ensure your Citi credit record in AECB is up-to-date, but if you believe that recent updates in your account activity are not accurately reflected on your Credit Report, we advise you to:
We recommend that you obtain a copy of your most current credit report so we can accurately investigate what has occurred.
If you have a copy of this report you can submit the dispute via email to CBDisputes@citi.com and include the following information:
Based on the nature of the update required, resolutions of emails sent to Citi may take up to 20 working days.
In case you want to dispute any information reported by another institution, you may write to AECB at disputes@aecb.gov.ae
More information is available on the information center on the AECB website www.aecb.gov.ae
All frequently used currencies are available on Citi Online and Citi Mobile for money transfers
You can send money in 95 different currencies
An instant processing is available for majority of currencies
You can initiate funds transfer on Citi Online and Citi Mobile up to USD 10,000,000.
Money Transfers up to USD 250,000 are processed instantly and amounts over USD 250,000 will be transferred after a short call back.
Daily instant limit is set at USD 250,000 on Citi Online and Citi Mobile.
Citi Global Transfers - Transfer to Citi accounts across the globe have different limits.
Below are the different money transfer options available on Citi Online and Citi Mobile
3 types of charges apply on an outgoing fund transfer, Citibank fee, FX rate and beneficiary or corresponding bank charge (which may or may not apply)
Citibank fee: This fee depends on the amount being transferred and can vary between USD 10 and USD 50 for online transfers and USD 20 and USD 150 for branch transfers. Further details are updated on our schedule of fees and charges(opens in a new tab)
There are 3 options on who bears this charge
SHA - Charges are shared between the customer and beneficiary
OUR - Charges are completely borne by the remitter
BEN - Charges are completely borne by the be beneficiary
** Hyperlink to SOC
Once a fund transfer instruction is submitted, you can either recall or amend your fund transfer instruction by writing to us from Citi Online. Please follow the below steps:
Since this type of request needs us to liaise with the beneficiary bank, it will be done on a best effort basis.
If you need to trace the fund transfer, please write to us from Citi online and we will raise a request to trace the funds from the corresponding bank or the beneficiary bank.
Once traced, we will notify you of the status of your fund transfer request
Citi are bound by the regulations of the UAE Central Bank to ensure that all account holders with Citi UAE are current residents of UAE. To meet this obligation, we request for valid EID from all account holders.
To prevent account restriction, we require a valid ID for all account holders. Please make sure you upload the same for all parties if you have joint account holder(s) whose ID has expired as well. To ensure the safety and security of your confidential information please submit your documents via our secure document upload function on Citi Mobile® App in 4 easy steps :
Step 1
Login to the Citi Mobile® App.
Step 2
Go to Profile and Settings and tap on Document upload.
Step 3
Verify using Mobile token and Select Purpose- Update Emirates ID.
Step 4
Upload the front and the back of Emirates ID. You can either upload or take a picture of your Emirates ID.
Alternatively, you can also login to www.citibank.ae(opens in a new tab), select “Service Center” from the top blue banner then “Document Upload” which is the last option on the drop down to upload the Emirates ID or send us a copy of your EID (front and back) to uaeservice@citi.com(opens in a new tab). They should be saved as jpg, pdf, gif, png and the file size should be under 2MB.
Once the process is complete, you will receive a confirmation within 4 working days.
Yes. All account holders must be UAE residents with valid and current Emirates ID on file.
If one of the joint account holders is no longer a resident, there are two options available to you. The first being to have the non-resident removed as a joint account holder. This can be requested through the "write to us" secure mail option via Citi Online. The second option is to transfer the funds to another bank account via Citi online.
In this case the accounts will be closed and we will assist you to transfer the funds to an overseas bank account of your choosing.
Please contact us through the "write to us" secure mail option via Citi Online and request for your accounts to be closed. Contact Citiphone on +971 4 311 4000 who will temporarily enable your account until end of business day (6pm Standard Gulf Time) so you can log into Citi online and transfer your funds to the account of your choosing.
Make sure your card is activated before you register/login.
If you are receiving 'Information not recognized' error:
At registration:
At login (already registered):
You can select the User ID Reminder(opens in a new tab) link on the Sign On page. Enter your active Debit/Credit Card Number, card expiry date and date of birth and the One-Time Password you will receive on your registered primary mobile number, and Citibank Online will display your registered User ID immediately. Incase Citibank Online shows that your Card is not linked to a User ID, you will need to register your Card using the Register option on the Sign On page.
You can select the Forgot your password? Link on the Sign On page, which allows you to reset your Password by entering
If you have 3 failed login attempts, your online account access will be blocked. To regain access, please make sure you are using the correct user ID, and then select the Forgot your password?(opens in a new tab) link. Here is what you will need to enter:
If you have entered the One Time Password incorrectly 3 times before you Sign On, your online account access will be blocked for 24 Hours. You will need to try again the next day.
If you have entered the One Time Password incorrectly 3 times after you Sign On, your User ID will be blocked. You can proceed with unlocking your User ID by following the Password Reset steps by clicking on the Forgot your password? link.
Here's how to change your Citibank Online Password:
Make sure you did not enter space or special characters
Yes, there are guidelines you can follow when creating your password and ways to protect it after the fact.
Choose a Good Password.
These tips make it difficult for others to guess your password and help protect your account.
Tips | Examples |
---|---|
Do use at least 6 characters and a combination of letters and numbers. | Good Passwords fireman28a 5occerfan1963 mar23mbbd |
Do not use single words that can be found in any dictionary. | Bad Password kangaroo |
Do not use your name, your spouse's name, your pet's name, birthday, favorite food, or any personal information that others can easily obtain. | Bad Passwords viperfan fido (pet's name) |
Do not use a password that contains part of your Online User ID or email address. | Bad Password jimmy (while your ID is jimmyinjersey) |
Password and Account Protection.
There are several ways to protect your password.
Make it memorable. Pick something you'll remember. If you do need to write it down, make sure it's kept in a safe location and not available to anyone but you. Also, since this will be the password you need to access your accounts, take the time to think of a good strong one.
Change it periodically. Make sure to change your password from time to time using the Change Password link below. If you ever suspect that someone may have your password, don't take chances and change it immediately.
Don't share it. No one representing the Citigroup family of companies will ask for your password in any way other than through the secure Web form on our Web site. And you should never give it to anyone who asks for it via e-mail, phone or any other medium-even if they say they're from Citigroup.
Always sign off. End your session properly by selecting "sign off" and then closing the browser window-especially if you're using a PC at an Internet cafe or other public place.
Update your browser. If a security update becomes available, it's a good idea to install it.
Please call our 24-hour CitiPhone Banking Service on +971 4 311 4000.
CitiPhone IVR
Alternatively, you can visit any of our branches or financial centers:
Please click here(opens in a new tab) to find the closest Citi branch, financial center, or ATM to you.
* Standard online fees and charges apply as per the schedule of fees and charges
This is an enhanced security measure to protect our customers' private data. Partially hiding account numbers and card numbers in our Citibank Online area is a security measure for protecting our customers' private data. If you wish to reveal the whole data, you can set it in the "My Profile" menu:
*Please note this screen is for illustrative purpose only.
Uncheck the checkbox to unmask your sensitive data and click on "done" to complete your request.
*Please note this screen is for illustrative purpose only.
Please note that masking will be reset automatically after you sign off for security reasons.
There are several ways to easily manage the overview of your accounts:
If you have been receiving OTP before and you have not changed your mobile number recently, please call Citiphone to get the OTP instantly through our IVR system.
If you are sure that the mobile number is correct and still the OTP is not received, call Citiphone for further assistance
You sign on Citi Mobile® app by entering your user id and password that you use for Citibank Online.
If you are a first-time user, please click on "REGISTER" button on the application and follow the instructions.
Sign on the app and select the Transfers option from the left-side menu. Select the account from which you want to transfer money, then select the payee and enter the amount to be transferred.
You may also choose to "Make a transfer to a new account" option and enter new payee details.
Citi Mobile® app is available for Android and IOS devices. Depending on your smartphone you may download Citi Mobile® app from Google Play store or App Store only on UAE stores.
What should I do if I cannot register or login?
Make sure your card is activated before you register/login. If you are receiving 'Information not recognized' error:
At registration:
At login (already registered):
Citi Mobile® app is available for Android and IOS devices. Depending on your smartphone you may download Citi Mobile® app from Google Play store or App Store only on UAE stores.
You sign on to Citi Mobile® app by entering your user id and password that you use for Citibank Online.
If you are a first-time user, please click on "REGISTER" button on the application and follow the instructions.
You can always uninstall and re-install the Citi Mobile App if facing any performance issues. New updates and the latest version of the app available @ www.citibank.ae/mobile(opens in a new tab)
If you use an Apple iPhone that supports Touch ID technology, the app will automatically detect this feature. After signing on you will be asked if you would like to use the Touch ID sign on. You will be directed to the service activation screen, where you only need to select the "Enable" option. That is all! Next time you open the app you will be able to sign on using your fingerprint.
If you forget your password or user id, select the Forgot user ID or password option available on the sign on screen. You will be redirected to Citibank Online and follow the instructions.
If you forget your password or user id, select the Forgot user ID or password option available on the sign on screen. You will be redirected to Citibank Online and follow the instructions.
Make sure you did not enter space or special characters.
Yes. To do this, sign on the app and select the Transfers and Payments option from the left-side menu. Select the account from which you want to transfer money, then select the payee and enter the amount to be transferred. Once you confirm the details entered and authorise the transaction, the transfer will be performed.
You can check current exchange rates after signing on the app, by selecting FX rates from the left-side menu.
Bill payment facility services via Citibank Online, Citi Mobile App and IVR are discontinued starting from November 23, 2024 . You can continue to pay your Etisalat/Du/ DEWA/ SEWA/ SALIK with your Citi Credit Card using the dedicated portals/ apps of their service.
In order to split a transaction made with Citibank credit card into installments, sign on the system and select the EIP option from the left-side menu. The minimum transaction amount that can be split into installments is AED 100. Terms and conditions apply and can be reviewed here(opens in a new tab).
To activate your card, sign on the app and select the Card activation option from the left-side menu. Select the card you wish to activate and enter details correctly. After assigning a PIN number successfully, your card will be activated.
For your security we recommend signing out each time after using the app.
Each time you get a new phone we recommend that you uninstall Citi Mobile® app from your old device.
If you receive an error message, restart Citi Mobile® app. If the problem persists, we recommend to reboot the phone. If you have any further problems, please contact the Bank and describe the problem, and possibly provide the error code.
With Citi Mobile® app you can link your debit card to a selected foreign currency account. To do this, sign on the app and select the Card Linkage option from the left-side menu.
If you need extra cash, you can make an immediate transfer from your Citibank credit card to your account. Sign on the app and select the Payments and transfers option from the left-side menu. Select the Credit Card from which you want to transfer money, then select the account you want to transfer the amount in and enter the amount to be transferred. You can choose the amount within the available card limit.
Cash Advance charges will apply - Terms and conditions and Schedule of Fees and Charges can be reviewed here(opens in a new tab).
Login to Citi Mobile® and follow the steps below to access your Banking/ Credit card statement.
Login to Citi Mobile and follow the steps below.
Login to Citi Mobile and follow the steps below to view Pay Credit Card.
Login to Citi Mobile and follow the steps below to enroll for push notification
Login to Citi Mobile® app and follow the below mentioned steps to view the credit cards transactions and balance
How can I Upload my Emirates ID?
How can I update personal information such as contact number, email ID and work address?
Make the required changes and update.
For written steps, please click here(opens in a new tab).
For written steps, please click here(opens in a new tab).
For written steps, please click here(opens in a new tab).
For written steps, please click here(opens in a new tab).
Registration is quick and simple.
First, click REGISTER on the homepage.
Now enter your card number, card expiry date and date of birth and click CONTINUE.
You'll receive a One Time Password via text. Type it into the box and click CONTINUE.
Create a Citibank Online user ID (between 6 and 50 characters).
Enter your choice of password, including both letters and numbers. Retype to verify.
Click CONTINUE to read the Terms and Conditions.
When ready, click I AGREE.
You are now registered. Choose whether to go straight to your HOMEPAGE or SIGN OUT and visit again later.
Welcome to Citibank Online.
To log on, enter your user ID and password on our homepage.
Now click SIGN ON.
Start managing your money on your personal Citi dashboard.
Your dashboard is designed to help you manage your money quickly and easily.
See all your accounts at once and access them with a click.
Fast Links help you perform key tasks quickly.
Try our other demos to get the very best from Citibank Online.
For security, all new Citibank cards require activation.
This is easy with Citbank Online.
Your card is now activated and ready to use.
This section contains information on all the accounts, investments and loans you hold with Citi.
To access a category, click on the plus icon beside the account title.
Minimise all categories by clicking Collapse all.
To view all categories at once, click Open all.
To view an account in detail, click on the relevant account number.
Displays detailed information for an individual account.
The View All Accounts link will show details all of your accounts.
Choose another account to view by selecting from the drop-down menu.
There is a summary of the current status of the account.
The Quick Links section gives access to the most popular actions for each account type.
Find specific payments by clicking Search Transactions. Search by time period, key word, transaction type or amount.
Print or download your transaction list.
View all your transactions, including dates, amounts and payee names.
It's easy to transfer money(opens in a new tab) between your Citibank accounts.
Give your transfer a name (optional) in the Payment Details field.
Click NEXT for a summary of your transfer instructions.
When ready, click CONFIRM AND PAY to finish.
You can view the transfer record by clicking View Record
You can make a payment to an outside account in a matter of minutes.
You can give your transfer a name (optional) in the Details of Payment field.
Click NEXT for a summary of your payment instructions.
When ready, click MAKE THIS PAYMENT.
Your One Time Password will be delivered via SMS. Enter it in the box and click CONTINUE.
Your transfer is now complete.
Need to make a one-off payment to another account in UAE?
When satisfied that all is correct, click MAKE THIS PAYMENT.
Your One Time Password will be delivered via SMS. Enter it in the box and click CONTINUE.
The transfer is now arranged.
Citibank Online offers a swift, secure and simple way to pay someone overseas.
First, click Make a Payment or Transfer.
Next, select Cross Border Transfer from the drop down menu.
Choose the account you would like to transfer from.
Now, enter full details of the payee.
Finally, choose your transfer currency and amount.
To transfer immediately, click Today, or instead set a future date for the transfer.
You can also set up a regular Cross Border Transfer by clicking Set Schedule.
To transfer immediately, click Today.
To set a future date for the transfer, click the calendar icon and select the date you want.
To set up a regular transfer, click Set Schedule:
You can give your transfer a name in the Payment Details field, this is optional.
Click NEXT and check the details of your Cross Border Transfer.
When satisfied that all is correct, click CONFIRM AND PAY.
Your One Time Password will be delivered via SMS. Enter it in the box and click CONTINUE.
The transfer is now arranged.
Pay up to 12 recipients at once with this highly convenient service.
When everything is complete, click NEXT to check the details of your Multiple Payments.
Are you satisfied all is in order? Click SET UP THESE PAYMENTS, and let Citibank handle the rest.
Access your payee list and change payee details easily with Citibank Online.
Click MANAGE MY PAYEES in the sidebar.
Find payees in the list or use the search function.
Should we highlight box in animation?
Click the plus icon to see full details for any payee.
Your One Time Password will be delivered via SMS. Enter it in the box and click CONTINUE.
Amend any details (for example, if an account number has changed), then click NEXT.
Review the information then click CONFIRM and DONE.
To delete a payee from the list, simply click DELETE and CONFIRM.
You can add new payees to Citibank Online in a matter of minutes.
First, click MANAGE MY PAYEES.
Then click Add Payee at the top of your payee list.
Select the type of payee you wish to add from the drop-down menu. For example, select to a Pay A Bill, search the category and click the organisation you would like to pay.
Enter their account number and any other information you would like to note.
Choose the payment type.
Click NEXT for a summary of your payee details, followed by CONFIRM.
Type your one-time password (delivered by text message) in the box and click CONTINUE.
Your new payee has now been added.
You can easily set up regular Direct Debits to your utility company (or other suppliers) using Citibank Online.
Click SETUP DIRECT DEBIT in sidebar.
If any Direct Debits already exist, they will be listed here.
Click on Add New Direct Debit.
Your One Time Password will be delivered via SMS. Enter it in the box and click CONTINUE.
Select the account you wish to pay from, using the drop-down menu.
Now, enter the account you want to transfer to.
Specify the payment type and click NEXT to confirm.
Your Direct Debit is in place.
Citibank Online lets you set up or amend future payments easily.
Click SEE SCHEDULED TRANSFERS in the sidebar to see your current list of regular payments.
To see more detail on a specific payment, click the plus icon.
To amend the payment, click EDIT, then change whichever aspect of the payment you require (e.g. date, frequency or amount).
To delete a scheduled payment, click the DELETE button beside it.
Now click OK to confirm.
Manage your account security settings and communicate with the Citibank team - without ever visiting a branch!
Send and receive secure messages on any subject.
Activate a new card, or block and replace a stolen or damaged one.
Change your security codes, including your ATM PIN.
View E-Statements.
Access further information at Frequently Asked Questions section.
Security and control, always at your fingertips.
Your card is cancelled, and a new one is on its way.
Change your ATM PIN without visiting an ATM.
Click CHANGE ATM PIN in the sidebar.
Your One Time Password will be delivered immediately via SMS. Enter it in the box and click CONTINUE.
Choose the card for which you want a new PIN.
Type in your new PIN, then reconfirm.
Now click CHANGE PIN.
Click OK for everything to be complete.
Have you received a new card that you wish to activate?
First, click CARD ACTIVATION.
Your One Time Password will be delivered immediately via SMS. Enter it in the box and click CONTINUE.
Choose the number of your new card from the drop-down menu.
Now enter the expiry date as printed on the card you've been sent.
Click SUBMIT.
Now enter your ATM PIN twice to activate the card.
Click CONFIRM.
Your card is activated and ready to use.
With Citibank Online, you have instant access to your online statement.
Click VIEW E-STATEMENT in the sidebar.
Select the statement you want from the drop-down menu.
View your transactions.
Tailor your Citibank Online setup to suit your needs by deciding how you want your accounts to be listed.
First, click MANAGE ACCOUNTS.
Then click ACCOUNT ORDER AND VISIBILITY.
Use the UP/DOWN buttons to position your accounts within the list.
You can also personalize your accounts by giving them nicknames.
Click MANAGE ACCOUNTS, followed by CUSTOMIZE YOUR ACCOUNT LABELS.
Now choose Add a Label for the relevant account.
Type your chosen label in the box and click Save, then OK to confirm.
All done!
For extra security, choose to mask the first 12 digits of your account numbers onscreen.
Keep close tabs on your money with email and phone alerts.
To choose an alerts package, click CONFIGURE ALERTS, followed by EDIT ALERT PROFILE.
See full descriptions of the standard alert package.
Choose the one you want with a click of the mouse.
Decide how you want to receive your alerts (email, text message or both).
When your decision is made, click CONFIRM!
Enjoy a convenient, environmentally friendly alternative to paper statements.
Click here to learn more about MF account(opens in a new tab)
Click here to learn more about SB account(opens in a new tab)
1. Once you set up a Mutual Fund Account (click here to learn how to set up Mutual Fund Account) or if you already have one, all you need to do is to upload filled and signed W8-BEN U.S. FATCA Tax Declaration form through Citibank Online in order for us to open Securities Brokerage Account.
Once a Securities Brokerage Account is opened, you can buy and sell securities such as Equities, Bonds, Exchange Traded Funds. The blank W8-BEN form can be downloaded from https://www.citibank.ae(opens in a new tab)
1. Click Profile & Settings
2. Click 'Investment' and then 'Investor Risk Profile' OR
3. Select 'Knowledge & Experience only risk profile' (Please select this only if you wish to provide us with limited information about your knowledge & experience in wealth management products) OR
Select ‘Professional Investor Update’ (Please select this only if your total worth in your existing active investor risk profile with Citibank NA UAE is greater than or equal to AED4MM and if you wish you update your client category classification to a 'Professional Investor'. As part of this update, would need to also upload a document which serves as evidence to prove your total net worth)
4. Click 'Update Profile'
5. Click 'Start Profiling'
6. Update your Residential Status, Education Background, of income and the currencies which you are comfortable to invest in
7. Define your Risk Capacity by selecting a suitable response
8. Define your Risk Attitude by responding to Investment Objective and Risk Tolerance
9. Share details on your Knowledge & Experience across products
10. Confirm your investment knowledge & experience and Investor Risk Rating calculated by the system. In case you are comfortable with the system calculated IR Rating, please proceed
10. You will receive your investment risk rating
In case you wish to upgrade your profile to Profession Investor status, please follow below steps:
1. Select 'Professional Investor Update'
2. Click 'Proceed'
3. Upload the proof
4. Reference ID is generated as a confirmation
For written steps, please click here(opens in a new tab)
1. Click 'Invest'
2. Select 'Mutual Funds'
3. Select 'Buy Mutual Fund'
4. Search for a 'Mutual Fund' of your choice (You may click on 'Select Funds for Comparison' to compare up to 3 mutual funds across various criteria).
5. Select the Mutual Fund
6. Select 'Buy Mutual Fund' (You may read Key Facts, Annualized Performance, Exposure, Top Fund Holdings and Related Documents associated with the selected fund)
7. Select Frequency and Investment Amount (You may choose 'one-time' or 'monthly' or 'one-time and monthly' options. If 'one-time' is selected, you are choosing to invest a lump sum amount. If 'monthly' is selected, you are choosing to invest recurring monthly installments for the next 36 months. Likewise, if it is 'one-time and monthly', then it is a lump sum amount to start along with recurring monthly installments for the next 36 months)
8. Select one-time Investment Amount and/or monthly investment amount. Select monthly debit date for debiting monthly installments
9. Review product: Key Fact Statement, General Banking Terms & Conditions and Schedule of Charges
10. Click Continue to proceed
11. Acknowledge and accept the conditions by checking the box
12. Click 'Continue'
13. Acknowledge and accept the conditions by checking the box
14. Enter OPT to authorize the debit
15. Your order will be confirmed with a Transaction ID
For written steps, please click here(opens in a new tab)
1. Click on the 'Profile & Settings' tab
2. Click 'Document Upload'
3. Select Request Type as 'Banking'
4. Selection document type as 'W8BEN'
5. Upload the document
6. Click 'COMFIRM'
For written steps, please click here(opens in a new tab)
1. Click 'Invest'
2. Select eBrokerage
3. Review your Knowledge and Experience across products based on your current Investor Profile
4. Click OK
5. Opening page displays your current holding. You can choose to Buy/Sell existing holding from this page
6. Click the TRADE NOW tab and select EQUITY to explore the universe of our EQUITY and ETF offerings
7. Enter Stock Name or ISIN Code of your choice and click SEARCH
8. Click 'Buy'
9. Select Order type as Limit Order (Limit Orders allows you to select a price at which you would like to purchase a security. When the security price in the market is equal to or lower than the limit price set by you, order will be executed)
10. Enter the limit price at which you wish to buy or sell
11. Enter the number of units
12. Select the account that will be debited for buy order transaction amount and credited for a sell order transaction amount
13. 'Good Until' allows you to select a date until which your order will be valid
14. Read and acknowledge the disclaimers by checking the box
15. Click Confirm
16. Your order will be confirmed with a Transaction Reference Number
For written steps, please click here(opens in a new tab)
Please print and fill in the form and fax it on the number provided.
Please print and fill in the form and submit it at a Citibank Branch / Financial Center nearest to you.
Investments
For investments securities that are not pledged as collateral, they may be redeemed by sending the below attached redemption form through:
Email : uaeservice@citi.com
Important Information
Our website uses cookies. Essential cookies are needed for the security and integrity of our site and cannot be turned off. By clicking ‘Accept’, you consent to our use of marketing cookies to provide you with a personalized experience across the site, show you targeted content and ads and gather statistical data on website usage. This information may be shared with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services. To learn more about how we use cookie data, visit Information About Cookies.
Copyright © 2025 Citigroup Inc.
Terms & Conditions:
I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae(opens in a new tab). All offers are made available on a best-effort basis and at the sole discretion of Citibank N.A. Citibank N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae(opens in a new tab). The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank N.A. from and against any losses, claims and/or liabilities incurred by Citibank N.A. as a result of having relied on such information. Citibank N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Data Privacy (GDPR, LGPD & NZPA)*. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Citibank.ae provides information about, and access to accounts and financial services provided by Citibank N.A. – UAE branch in the United Arab Emirates. It does not, and should not be construed as, an offer, invitation or solicitation of services outside of the United Arab Emirates. This website is not intended for distribution to, or use by, any person in any country where such distribution or use would be contrary to local law or regulation, and none of the services or investments referred to in this website are available to persons resident in any country where the provision of such services or investments would be contrary to local law or regulation.
*GDPR – General Data Protection Regulation ; *LGPD – Lei Geral de Proteção de Dados Pessoais ; *NZPA – New Zealand Privacy Act
Citibank is service mark of Citigroup Inc. or Citibank N.A., used and registered throughout the world.
Citibank N.A. UAE is registered with Central Bank of UAE under license numbers BSD/504/83 for Al Wasl Branch Dubai, 13/184/2019 for Mall of the Emirates Branch Dubai, BSD/2819/9 for Sharjah Branch, and BSD/692/83 for Abu Dhabi Branch. Tel.: 04 311 4000.
Citibank N.A. - UAE Branch is licensed by the Central Bank of the UAE as a branch of a foreign bank.
Citibank N.A. UAE is licensed with UAE Securities and Commodities Authority (“SCA”) to undertake the financial activity of A) promotion under license number 20200000097 B) Trading broker in international markets under license number 20200000198 C) portfolios management license number 20200000240.
Copyright © 2025 Citigroup Inc.