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Apply for Credit Cards

Unlock a world of exciting benefits with Citi Credit Cards.

Basic Card

CITI SIMPLICITY - CITIBANK UAE

CITI SIMPLICITY

  • No late fee, cash advance fee or over limit fee - Ever
  • Enjoy access to select airport lounges across the Middle East

Annual fee

AED 0

Minimum Monthly Income

AED 5,000

Apply Now

Cash Back Card

CITI CASHBACK - CITIBANK UAE

CITI CASH BACK

  • Automatic Cash Back with 3% on Non AED spend, 2% on Grocery Spend & 1% on all other spend.
  • Unlimited access to 1,100+ lounges worldwide with MasterCard Travel Pass app
  • No Annual Fee (Spend based)*

No Annual Fee (Spend based)*

Annual fee

AED 300*

Minimum Monthly Income

AED 8,000

Apply Now

Quick Cash

CITI READY CREDIT

CITI READY CREDIT

  • Instant cash access at a special rate starting from 15%* per annum in your bank account anywhere within UAE.
  • No Annual Fee, annual fee is waived indefinitely (normally AED 300)**
  • Get a higher credit limit, up to 6X of your monthly income or up to AED 175,000, whichever is lower.
  • Repay as per the monthly repayment schedule or repay all at once without any early loan settlement fee.

*Ready Credit 1st loan must be booked within 1 month of card approval in order to qualify for 15% annual rate for the duration of the loan term. Minimum tenor of 1st loan is 24 months and maximum is 48 months.

Annual fee

AED 300**

Minimum Monthly Income

AED 8,000

Apply Now

Shopping Card

CITI REWARDS - CITIBANK UAE

CITI REWARDS

  • Redeem points for cash rebates or travel related spend.
  • Unlimited access to 1,100+ lounges worldwide with MasterCard Travel Pass app
  • No Annual Fee (Spend based)*
  • Flat 30% off movie tickets at VOX Cinemas every month

No Annual Fee (Spend based)*

Annual fee

AED 300*

Minimum Monthly Income

AED 8,000

Apply Now

Travel Rewards Cards

CITI PRESTIGE - CITIBANK UAE

CITI PRESTIGE

  • Redeem points for cash rebates, travel related spend or transfer to 12 partner airlines.
  • 4th night free at any hotel locally for staycations, or anywhere worldwide
  • Unlimited complimentary golf
  • Buy 1 – get 1 free movie tickets & Valet Parking each month
  • Unlimited access to 1,100+ lounges worldwide (+guest) with MasterCard Travel Pass app

AED 600 Joining bonus Statement Credit

Annual fee

AED 1,500

Minimum Monthly Income

AED 30,000

Apply Now

CITI PREMIER - CITIBANK UAE

CITI PREMIER

  • Redeem points for cash rebates, travel related spend or transfer to 12 partner airlines.
  • Complimentary golf
  • Unlimited access to 1,100+ lounges worldwide (+guest) with MasterCard Travel Pass app
  • Flat 30% off movie tickets at VOX Cinemas every month

AED 350 Joining bonus Statement Credit

Annual fee

AED 750

Minimum Monthly Income

AED 15,000

Apply Now

talabat

20% instant discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use promo code “MASTERCARD” at checkout. Learn more.

careem

Enjoy 4 complimentary airport rides p.a. (up to AED 84 each) on Mastercard World Elite using code “MAUAE6” and 2 rides p.a. (up to AED 44 each) on Mastercard World using code “MAUAE2” on the Careem app. Learn more.

Important

Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Key Conditions


Talabat, Careem & Airport Lounge offers are provided by Mastercard. Citibank is not liable for any loss or inconvenience incurred by the cardholder due to operational / fulfilment issues or otherwise by 3rd parties.


5% Value Added Tax (VAT) applicable over and above the annual fee.


*Ready Credit 1st loan must be booked within 1 month of card approval in order to qualify for 15% annual rate for the duration of the loan term. Minimum tenor of 1st loan is 24 months and maximum is 48 months.


*No annual fee in year 1. From year 2 onwards annual fee is waived unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies (applicable for Citi Cash Back and Citi Rewards Credit Card).


*AED 600 statement credit for Citi Prestige and AED 350 statement credit for Citi Premier Credit Cards, will be given after payment of full Annual Membership Fee.


**AMF is waived indefinitely for year 1 onwards without conditions. Citibank reserves the right to start charging the AMF (AED 300) from year 3 with advance notice.


Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae/tnc. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.


Click here to view fees and charges.

Offer Terms and Conditions:

  1. Applications must be submitted by 31str December 2019. Applications must be submitted using the form hosted on www.citibank.ae/gn or sms to 2484 to be considered for the offer.
  2. Cash Back will be in the form of statement credit.To be eligible for the statement credit, a minimum spend of AED 3,000 must be made on the card within 60 days from card's approval. The statement credit offer is as follows:
    1. Emirates-Citibank Ultima / Citi Prestige Cards: AED 1,000 statement credit
    2. Emirates-Citibank Ultimate Card: AED 800 statement credit
    3. Emirates-Citibank World / Citi Premier Cards: AED 300 statement credit
    4. Citi Cash Back Card: AED 200 statement credit
  3. The statement credit will be posted to the applicant’s approved Citi Card account, provided the applicant applied through the above mentioned online form or SMS for the Citi UAE-Gulf News Campaign, has met the minimum spend criteria and paid the minimum due on time.
  4. The statement credit will be posted to the applicant’s account whose Citi Card is approved and was applied online through the Citi UAE-Gulf News campaign subject to meeting the minimum spend criteria and if the card minimum due is paid on time.
  5. The statement credit will be posted on the Citi Card account within 30 working days after the minimum spend has been met.
  6. This offer is not applicable for Citi Simplicity cards, Citi Rewards cards, existing Citi customers and Citi staff or customers who have closed a Citi Card within the last 2 years.
  7. Cash withdrawal, payment of AMF, financial charges and bank fees are not part of the spend specified above.
  8. Citibank reserves the right, at its absolute discretion, to vary, delete, add or suspend the above offer without prior notice.
  9. All Citi Credit Cards are approved at the discretion of Citibank, N.A subject to receipt of complete documentation (in original), required information to the satisfaction of the bank and successful verification.
  10. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/ mobile number.
  11. Citibank Terms and Conditions apply. They are subject to change and are available on www.citibank.ae
  12. Partner Terms & Conditions apply.
  13. Citibank, or any of its affiliates, or officers, directors, employees will not be liable for any loss, damage or expense arising out of or otherwise related to this offer.
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