Card Services
Loan on Card within Credit Limit
Easy access to instant cash with Credit Card Loans
Enjoy greater financial flexibility with quick loans on credit cards from Citi. Whether you want to transfer money home, pay school fees or rent, get quick access to cash with Credit Card Loans from Citi. No Documentation, no processing fees, just pure convenience.
Turn your available credit limit into an instant cash loan and fulfil your needs anytime and anywhere. Moreover, our loan on credit cards offer attractive interest rates and flexible repayment periods so that you can accomplish your needs without straining your budget. Apply for a loan on your credit card 24x7 through Citi Online and get the amount credited to your Citi bank account in a few clicks.
- BENEFITS
- HOW IT WORKS
- HOW TO BOOK
- Instantly avail of a loan amount up to your available credit card limit through Citibank Online.
- You can repay the loan amount in convenient installments for up to 48 months.
- No documents required.
- No application form.
Get an instant cash loan through Citibank Online
- Book your loan on card through Citibank Online, and your loan amount will be deposited into your Citibank Current or Checking Account instantly.
- You can also choose to transfer the amount to a non-Citibank Local Currency account in the U.A.E. Simply click on the Payments and Transfers tab, set up the account as a payee, and when booking your loan, select the account as the destination account. The loan amount will be credited to your non-Citibank account in the next 3 working days.
- The loan amount that you request will be blocked from your existing credit card limit and each installment payment will release the corresponding amount of your credit limit blocked against this loan.
- Monthly installments shall be due for payment & will appear in your next credit card statement after availing of the loan amount.
- The installments from the Installment Payment Plan are billed to the Citibank credit card account monthly similar to a normal retail purchase and are subject to usual Finance charges (fees or APR interest rate) if you pay/ had paid less than the minimum amount due indicated on your current or previous monthly statements of account on or before the payment due date
Instantly book online
- Click here to login.
- Select the card and enter loan amount.
- Select destination account and tenor.
Disclaimer
Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please click here and refer to Section D (2)(b). The offer is available on a best-effort basis and at the sole discretion of Citibank, N. A. -UAE Branch. Citibank N.A. -UAE Branch makes no warranties and assumes no responsibility in respect to the products and services provided by partners. Citibank, N.A. - UAE Branch is licensed by the Central Bank of the UAE as a branch of a foreign bank.
Loan amount is subject to approval and may vary depending upon eligibility criteria. Income documents required in case of change in income or employment. Processing time may increase due to delay in document providing or verification.
Warning: You may have to pay penalties if you pay off a loan/financing early. Should you choose to do early-settlement or cancel your installment plan before the chosen tenor, please call Citiphone on 04-3114000 to place the request. Please note that upon early settlement, a 1% early settlement fee exclusive of VAT will be charged on the principal outstanding amount, and due interest will be charged till the date the loan is active.
Warning: If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future. Installment amount will form a part of your monthly statement and will be added to your minimum amount due. In case you pay less the minimum due the installment amount will be subject to finance charges. If you miss payment for over 60 consecutive days from the last payment made, the entire outstanding amount of loan will become part of entire card outstanding and standard interest rate as mentioned in the Schedule of Charges shall be applicable.
Copyright © 2024 Citigroup Inc.
Terms & Conditions:
I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www1.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www1.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Data Privacy (GDPR, LGPD & NZPA)*. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
*GDPR – General Data Protection Regulation ; *LGPD – Lei Geral de Proteção de Dados Pessoais ; *NZPA – New Zealand Privacy Act
Citibank is service mark of Citigroup Inc. or Citibank N.A., used and registered throughout the world.
Citibank NA UAE is registered with Central Bank of UAE under license numbers BSD/504/83 for Al Wasl Branch Dubai, 13/184/2019 for Mall of the Emirates Branch Dubai, BSD/2819/9 for Sharjah Branch, and BSD/692/83 for Abu Dhabi Branch. Tel.: 04 311 4000.
Citibank, N.A. - UAE Branch is licensed by the Central Bank of the UAE as a branch of a foreign bank.
Citibank N.A. UAE is licensed with UAE Securities and Commodities Authority (“SCA”) to undertake the financial activity of A) promotion under license number 20200000097 B) Trading broker in international markets under license number 20200000198.
Copyright © 2024 Citigroup Inc.