Get up to AED 3,250* in welcome offer value (Miles + Cash Back) with a new Citi Credit Card!

(Exclusive online offer)

T&C’s Apply.
*Max welcome offer value shown includes the value of 25,000 Skywards Miles (AED 2,750) + AED 500 statement credit for Emirates Citibank Ultima. Bonus Skywards Miles are subject to full payment of Annual Membership Fee. Joining bonus statement credit is subject to minimum spend and is provided only to Citi Credit Card customers who apply/submit a lead directly via Citi website.

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Unlock a world of exciting benefits with Citi Credit Cards.

Enjoy instant discounts once a month when using Carrefour app/website until 30^th Sep 2024
Mastercard World Elite: AED 60 discount on eligible purchases of AED 300 or more, using code "MA60"
Mastercard World: AED 40 discount on eligible purchases of AED 250 or more, using code "MA40" Learn more.

20% instant discount (up to AED 14) on grocery and food orders twice a month on the Talabat app. Use promo code “MASTERCARD” at checkout. Learn more.

Enjoy 6 Complimentary airport rides on Mastercard World Elite using code "MAUAE6" and 2 rides on Mastercard World using code "MAUAE2" in a year (up to AED 110 each) on the Careem app. Learn more.

Priceless^™ Specials (powered by the Entertainer^™)
Enjoy hundreds of Buy 1 Get 1 offers at merchants across food & drink, wellness, leisure and travel categories. Download the free Mastercard app to find out more.

Emirates Citibank Ultima

(World Elite)

AED 500 cash back subject to min spend criteria of AED 20,000 in 90 days.
Earn up to 2.5 Skywards Miles per $ spend.
Exclusive 100% Metal card + Skywards Silver Membership.
25,000 welcome bonus Skywards Miles and 10,000 miles annually upon payment of annual fee.
Unlimited complimentary golf at some of the finest courses in the UAE.
Complimentary Valet Parking 2 times a month with Valtrans.

25,000 Skywards Miles + AED 500 cash back

Annual membership fee:

AED 3,000

Monthly salary required:

AED 36,750

Apply Now

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Emirates Citibank Ultimate

(World Elite)

AED 500 cash back subject to min spend criteria of AED 15,000 in 90 days.
Earn up to 1.25 Skywards Miles per $ spend.
Complimentary golf once a month at some of the finest courses in the UAE.
Enjoy a complimentary Valet Parking visit every month across the UAE.
Your Skywards Miles can be used for your next trip, local hotel staycations, retail shopping & more.

AED 500 Joining bonus statement credit

Annual membership fee:

AED 800

Monthly salary required:

AED 18,000

Apply now

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Emirates Citibank World

(World)

AED 150 cash back subject to min spend criteria of AED 7,500 in 90 days.
No Annual Fee in Year 1.
Earn up to 1 Skywards Mile per USD spent.
Access to over 1,100 airport lounges with the MasterCard Travel Pass app.
Your Skywards Miles can be used for your next trip, local hotel staycations, retail shopping & more.
Flat 30% off 2 movie tickets at VOX Cinemas every month.

AED 150 Joining bonus statement credit + No Annual Fee in Year 1

Annual membership fee:

AED 400

Monthly salary required:

AED 12,000

Apply now

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Citi Prestige

(World Elite)

AED 750 cash back subject to min spend criteria of AED 20,000 in 90 days.
Transfer points to 12 partner airlines including Emirates, Etihad and Turkish airlines or redeem points for cash rebate.
4^th night free at any hotel locally for staycations, or anywhere worldwide.
Unlimited complimentary golf at some of the finest courses in the UAE.
Enjoy 2 complimentary Valet Parking visits every month across the UAE.

AED 750 Joining bonus statement credit

Annual membership fee:

AED 1,500

Monthly salary required:

AED 30,000

Apply now

Request a call back

Citi Premier

(World Elite)

AED 500 cash back subject to min spend criteria of AED 15,000 in 90 days.
Transfer points to 12 partner airlines including Emirates, Etihad and Turkish airlines or redeem points for cash rebate.
Access to over 1,100 airport lounges with the MasterCard Travel Pass app.
Flat 30% off 4 movie tickets at VOX Cinemas every month.
Complimentary golf once a month at some of the finest courses in the UAE.

AED 500 Joining bonus statement credit

Annual membership fee:

AED 750

Monthly salary required:

AED 15,000

Apply now

Request a call back

Citi Rewards

(World)

AED 150 cash back subject to min spend criteria of AED 7,500 in 90 days.
No annual fee in yr. 1. From yr. 2. onwards the card is free unless a min. annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies.
Redeem points for cash rebate or travel related spend.
Access to over 1,100 airport lounges with the MasterCard Travel Pass app.
Flat 30% off 2 movie tickets at VOX Cinemas every month.

AED 150 Joining bonus statement credit

Annual membership fee:

AED 300*

Monthly salary required:

AED 8,000

Apply now

Request a call back

Citi Cash Back

(World)

AED 150 Joining bonus statement credit upon meeting min spend criteria of AED 7,500 in 90 days.
Automatic cash back with

3% on non-AED

2% on grocery

1% on all other spend
Access to over 1,100 airport lounges with the MasterCard Travel Pass app.
No minimum spend, No retail purchases excluded and No caps (up to monthly credit limit).

AED 150 Joining bonus statement credit

Annual membership fee:

AED 300*

Monthly salary required:

AED 8,000

Apply now

Request a call back

Citi Ready Credit

(Titanium)

Instant cash access at a special rate starting from 15%^** per annum in your bank account anywhere within UAE
Get a higher credit limit, up to 6X of your monthly income or up to AED 175,000, whichever is lower.
Repay as per the monthly repayment schedule or repay all at once without any early loan settlement fee.
No annual fee in year 1. From year 2 onwards the card is free unless a min annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies.

Instant cash access up to 100% of credit limit

Annual membership fee:

AED 300*

Monthly salary required:

AED 8,000

Apply now

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^**T&Cs apply. 15% is annual rate and is applicable during the term of the 1^st loan booked on Ready Credit Card within 1 month of card approval. Applicable only for new Citi customers.

Citi Simplicity®

(Platinum)

No Annual membership fee.
No late fee, cash advance fee or over limit fee - ever.
0% interest on balance transfers for 6 months.

No annual fee - ever

Annual membership fee:

AED 0

Monthly salary required:

AED 5,000

Apply now

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Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Terms and Conditions

Click here for Welcome Offer Terms and Conditions.

The welcome offer is applicable only to new Citi Credit Card customers who apply/submit a lead directly through Citi website. Applicants reaching Citi website through a web search advert or any third party link do not qualify.

Joining bonus Statement Credit will be credited within 45 days of meeting the minimum spend requirements below:

Product	Joining Bonus Statement Credit	Min spend to be achieved in 90 days
Emirates- Citibank Utima	AED 500	AED 20,000
Citi Prestige	AED 750	AED 20,000
Emirates- Citibank Utimate	AED 500	AED 15,000
Citi Premier	AED 500	AED 15,000
Emirates-Citibank World	AED 150	AED 7,500
Citi Cash Back
Citi Rewards

Carrefour, talabat, Careem, Priceless^™ Specials & Airport Lounge offers are provided by Mastercard. Citibank is not liable for any loss or inconvenience incurred by the cardholder due to operational / fulfilment issues or otherwise by 3^rd parties.

Click here to view Carrefour offer T&C’s.

Click here to view Talabat offer T&C’s.

Click here to view Careem offer T&C’s.

5% Value Added Tax (VAT) applicable over and above the annual fee.

*No annual fee in year 1. From year 2 onwards annual fee is waived unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies (applicable for Citi CashBack, Citi Rewards and Citi Ready Credit cards).

*25,000 & 10,000 Bonus Skywards Miles for Emirates Citibank Ultima Credit card will be given after payment of full Annual Membership Fee.

By inquiring about Citibank N.A. - UAE Branch (Citibank) services, offers or products, the applicant authorizes Citibank representatives to approach him/her on their contact details including their telephone/mobile number for any product or service offered by Citibank anytime within 12 month period from the time of this acknowledgment.

The in-principle decision is based on the information provided by you and does not represent a credit approval. Final approval and card issuance is subject to successful verification and receipt of complete documentation in original.

Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae/tnc. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.

The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.

The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Data Privacy (GDPR, LGPD & NZPA)*. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Click here to view fees and charges.